Q. " What's all this talk About Phishing"?
Most commonly, users who are subject to phishing, receive spam e-mail
(mass e-mail messaging) and pop-up windows that appear to come from
legitimate businesses. People have been tricked by these deceptive
solicitations into sharing passwords and credit card, social insurance
and bank account numbers.
As an online user, you should always take precautions including
querying the origination of e-mails, the URLs that those e-mails
purport to take you to, and paying close attention to the secure
padlock icon on your Internet Browser.
Q. "How does phishing work"?
A. Phishing e-mails are often sent out as spam to numerous recipients
and appear to come from legitimate businesses, sometimes even
duplicating legitimate logos and text. Within the message, you may be
requested to click on a link that takes you to a fraudulent site or
pop up window where you are asked to submit personal and financial
information. Messages may imply a sense of urgency or immediate risk
to bank accounts or credit cards if you fail to answer, increasing the
chances of a response. Special offers and prizes may also be promoted
as incentives. Click here for a
look at an actual sample.
Q. What do phishers do with your personal information?
A. Phishers(aka - scumbags/criminals) can access your accounts using your passwords and other
information to withdraw money or make purchases. Personal information
can also be used by phishers to open new bank or credit card accounts
in your name.
Q. What you should watch for?
A. You should remember that none
of the financial institutions solicit
personal information via e-mail, unless the cardholder initiated
contact. If you receive a suspicious e-mail appearing to be from a
credit card company, immediately contact the credit card companydirectly. To report
possible phishing scams from other organizations, send an e-mail to
That's enough for now.
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